How to Choose the Right Roofing Contractor
Your roof is one of the biggest investments in your home. Choosing the wrong contractor can lead to poor work, voided warranties, and expensive repairs. Here are 12 essential questions to ask before hiring.
Essential Questions to Ask
1. Are you licensed in this state?
Every state has different licensing requirements. Verify their license number with your state contractor board.
2. Do you carry liability insurance?
Ask for a certificate of insurance. Minimum coverage should be $1 million. Call the insurance company to verify it is current.
3. Do you have workers compensation insurance?
This protects you from liability if a worker is injured on your property. No exceptions - always require this.
4. How long have you been in business?
Look for at least 3-5 years of experience. Newer companies are more likely to disappear if problems arise.
5. Can you provide local references?
Ask for 5-10 recent customers in your area. Actually call them and ask about their experience.
6. Will you provide a written estimate?
Never accept verbal quotes. A written estimate should itemize materials, labor, and all costs.
7. Who will be doing the actual work?
Some contractors use subcontractors. Know who will be on your roof and verify their qualifications.
8. What warranty do you offer on labor?
Materials have manufacturer warranties, but labor warranties vary. Look for at least 2-5 years on workmanship.
9. Do you handle permits?
Most roof replacements require permits. A professional contractor handles this for you.
10. What is your payment schedule?
Never pay more than 30% upfront. Final payment should be upon completion and inspection.
11. How do you protect my property?
Ask about tarps, magnetic nail sweepers, and cleanup procedures.
12. What happens if we find additional damage?
Get the process for change orders in writing before work begins.
Red Flags to Watch For
Avoid contractors who:
- Knock on your door after storms (storm chasers)
- Cannot provide license/insurance immediately
- Pressure you to sign same-day
- Offer unusually low prices
- Want cash-only or full payment upfront
- Have no physical business address
- Offer to waive your insurance deductible
Where to Verify Contractors
- BBB - Check for complaints and accreditation
- State Contractor Board - Verify license status
- Google Reviews - Look for patterns in feedback
- Manufacturer Certifications - GAF, Owens Corning, CertainTeed
Getting Multiple Quotes
Always get at least 3 quotes. Compare:
- Total price
- Materials specified
- Warranty terms
- Timeline
- Payment terms
The lowest price is not always the best value. Focus on the complete package.
Connect with pre-screened contractors who have already been verified for license, insurance, and quality work.
